Enwealth Insights

Our latest thinking

Notes on retirement benefits, investment markets and regulation across the group.

Seedlings growing out of stacks of gold coins

Research

How technology affects saving and investing in Kenya

Our 8th Enwealth Conversations study asked pension scheme members whether technology has changed how they save and invest. 63.29% said it has improved their habits, but more than half doubt their data is used only as intended.

An older man in a green shirt smiling and giving a thumbs up

Retirement

Having fun cracking retirement.

When retirees realise how much time they have on their hands, many develop an irresistible urge to tick off the things they have always wanted to do.

More insights

Seedlings growing from rising stacks of coins

Research

Kenya's saving culture: how pension members save and invest

We asked 244 pension scheme members how they save and what holds them back. Most try to save, but lack of funds, support for extended family and mobile loans get in the way. Only 12% think Kenyans have a good saving culture.

A health worker in a mask holding up two vaccine vials

Research

How Covid-19 affected retirees' finances and health in Kenya

Our survey of 168 retirees and pensioners asked how a year of Covid-19 affected their money, health and outlook. 60% said their expenses had gone up, and they told us they were satisfied with life only some of the time.

A smiling older man in a white sweater holding a smartphone

Research

Pension scheme disputes in Kenya: causes and solutions

We asked trustees, members and service providers how disputes in Kenyan retirement benefits schemes start and how they are settled. Final benefits cause the most conflict, and only 26% knew of a conflict resolution policy.

Weathered hands holding a small red model house

Research

Inheritance, wills and pension beneficiaries in Kenya

We asked pension scheme members how they plan to pass on their wealth. Most said leaving something for their children matters, yet only 41% have a written will and less than 20% feel confident planning their succession.

An older man and a child playing a board game at home

Research

Life after retirement in Kenya: what retirees told us

We asked 20 recent retirees what well-being in retirement means to them. They described an active new chapter, but said pension income falls short, medical cover is the top money worry, and they lean on rentals and family.

A grandfather and grandmother sharing a snack with their grandson

Research

Retirement confidence among Kenyan pension scheme members

Our study with Strathmore University asked members of workplace pension schemes how ready they feel to retire. Only 1 in 4 were very confident about their financial future, and those who had worked out their retirement costs felt surer.

A man holding papers behind a row of rising coin stacks

Research

Trustee pay and governance in Kenya's pension schemes

We asked 270 pension scheme trustees in Kenya whether they are paid, how, and whether they should be. 88% said trustees should be paid, but only 32% were, mostly through an allowance for each board meeting.

Our research

Research from the Enwealth Conversations

About Enwealth Conversations
  1. 8th edition

    How technology affects saving and investing in Kenya

    Our 8th Enwealth Conversations study asked pension scheme members whether technology has changed how they save and invest. 63.29% said it has improved their habits, but more than half doubt their data is used only as intended.

  2. 7th edition

    Kenya's saving culture: how pension members save and invest

    We asked 244 pension scheme members how they save and what holds them back. Most try to save, but lack of funds, support for extended family and mobile loans get in the way. Only 12% think Kenyans have a good saving culture.

  3. 6th edition

    How Covid-19 affected retirees' finances and health in Kenya

    Our survey of 168 retirees and pensioners asked how a year of Covid-19 affected their money, health and outlook. 60% said their expenses had gone up, and they told us they were satisfied with life only some of the time.

  4. 5th edition

    Pension scheme disputes in Kenya: causes and solutions

    We asked trustees, members and service providers how disputes in Kenyan retirement benefits schemes start and how they are settled. Final benefits cause the most conflict, and only 26% knew of a conflict resolution policy.

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