Plan today for the life you want tomorrow.

Open an account through the Enwealth Capital customer portal, or fill in an application form with your Know Your Customer documents and email it to enwealthcapital@enwealth.co.ke. You can pay by M-Pesa or bank transfer, as a lump sum or as regular contributions.

Yes. The Enwealth Personal Pension accepts transfers of your benefits from other schemes at no cost.

Self-employed people, and chamas, SACCOs and SMEs saving for their members' or employees' retirement. In Kenya it is registered with the Retirement Benefits Authority and the Kenya Revenue Authority, and approved to receive NSSF Tier 2 contributions. You can contribute monthly, quarterly, half-yearly or yearly, by M-Pesa, cheque, salary stop order or standing order.

In Kenya, contributions attract income tax relief up to a monthly limit, investment returns are exempt from capital gains tax, and part of your benefit can be paid as a tax-free lump sum.

If you are retiring from a scheme, you can move your savings into the Kesho Hela Income Drawdown Fund and draw a regular income from them instead of buying an annuity, while the rest stays invested. After the minimum drawdown period you can carry on, buy an annuity or take the balance as a lump sum. If you die, the fund provides an income for your nominated spouse or dependent children.

Yes. Anaya post-retirement medical cover was built because medical cover from insurers becomes hard to get in later life. You choose a Platinum, Gold, Silver or Bronze class, receive a quote for the monthly premium based on the class and your age, and can extend the quote to cover your parents.

Enwealth Insurance Brokers, licensed by the Insurance Regulatory Authority in Kenya, arranges comprehensive motor insurance, domestic package cover for your home and possessions, Anaya post-retirement medical cover, and funeral cover that pays within 48 hours of full documentation.

At least once a month at no charge; more frequent withdrawals carry a fee. Unit prices can fall as well as rise, and there is no guarantee on capital or returns.

The Enwealth Capital Unit Trust Scheme is licensed by the Capital Markets Authority in Kenya. Your money, and the assets bought with it, are held in a custody account at an approved bank, licensed by the Capital Markets Authority and regulated by the Central Bank of Kenya, and are not affected by the failure of any service provider.