Designed to keep your business running

Cover for your business, property and operations

• Fidelity Guarantee

  Policy insures you against loss of money, securities or goods belonging to the business resulting from an act of fraud committed by an employee.

• Marine, Hull & Cargo Insurance

  Marine insurance covers the loss or damage of ships, cargo, terminals and any transport by which the property is transferred, acquired, or held between the points of origin and the final destination.

• All Risks

  This policy provides cover for loss of or damage to the property insured by fire, theft or any accidental means not excluded by the policy.

• Fire & Special Perils

  The policy covers loss or damage to property caused by fire, lightning, and explosion and is extended to include riots, strikes, malicious damages, storms, earthquakes, floods, and water damages due to bursting or overflowing water tanks, apparatus and pipes. Property covered includes: buildings, furniture, fixtures and fittings, plant and machinery.

• Burglary

  Provides indemnity against loss or damage to property following forcible or violent entry or exit from insured premises. Assets, such as office equipment, stock in trade, furniture, fixtures and fittings are covered under this policy.

• Machinery Breakdown

  Provides cover against sudden and unforeseen physical loss or damage to the insured machinery. Machinery to be covered under this policy will include factory production machinery, workshop machinery, generators, industrial lathes, drills, compressors etc.

• Contractors All Risk Insurance (C.A.R)

  Provides coverage for property damage and third-party injury or damage claims, the two primary types of risks on construction projects. Risks often covered under a CAR policy include flood, wind, earthquakes, water damage, and mould, construction faults and negligence.

• Aviation Insurance

  Policy that offers property and liability coverage for aircraft. It covers losses resulting from aviation risks that come about due to the maintenance and use of aircraft, property damage, loss of cargo, or injury to people. It protects both its owners and aircraft operators from unforeseen losses.